# 众安小美满专业直播间 (@97385305067) on douyin

- id: koinon:creator:douyin_97385305067
- url: https://koinonlink.com/kol/douyin/97385305067
- schema_version: 1.4

## Identity
- platform: douyin
- handle: 97385305067
- platform_url: https://www.douyin.com/user/MS4wLjABAAAAiF3Gkpz7cNJ76hCyMe0LyB4aPDMFOVgd5Op3UhjWax0
- country: China
- entity_type: creator
- person_id: Cross-platform identity not resolved for this creator.

## Reach
- followers: 4715602
- posts_observed: 2
- verified: false
- size_tier: kol

## Engagement
- status: not_collected
- status_note: Engagement has not been collected for this creator yet. This is a gap in our collection, NOT a statement that the creator has no engagement. Follower count is known, so it is measurable.
- unit_note: engagement_rate and peak_post_engagement_rate are ratios (0-1); avg_interactions_per_post and best_post_interactions are absolute counts. Read status before reading any number: a null rate has several different causes and status says which one applies here.

## Content
- category: ecommerce
- subcategory: dtc_brand
- category_confidence: 0.9
- category_source: derived_from_discovery_path
- topics: 众安小美满家庭保险, 车险理赔与救援, 家财险与店店保, 百万医疗与慢病保障, 运动康复险, 保险知识与反诈骗
- bio: 1单保三代九口
众安在线财产保险股份有限公司｜91310000080013687R|许可00000024 让爱和责任一起守护全家
上海市黄浦区圆明园路169号协进大楼4楼

## Audience (inferred)
- status: present
- description: ordinary Chinese consumers, especially parents focused on family protection, car owners, and small business owners
- roles: consumer
- seniority: consumer
- pain_points: high risk of medical and accidental expenses, worried about high premiums or difficult health disclosures, complicated and time-consuming claims process, small businesses or venues face property loss and liability risks, uncertain how to choose suitable insurance products for the whole family
- posts_analysed: 80
- confidence: 0.9

## Commercial (inferred)
- audience_buyer_fit: 0.8
- promotion_intent: 0.9
- open_to_collaboration: false
- contact: Koinon does not publish creator contact details.

## Quality signals
- authenticity_score: 58
- authenticity_basis: platform_default
- credibility_score: 58
- flagged_for_review: false
- koinon_bd_grade: A — measures Koinon partner-outreach fit, not creator quality
- interpretation: Signals for triage, not verdicts. A flag means the profile is worth a manual check.

## Evidence
- [douyin_97385305067#e41a17f1] 还没找到适合自己的百万医疗？快来看看！#医疗保险 #越早知道越好 / @众安小美满专业直播间创作的原声 / 同款保险点这儿 / 众安小美满更适合全家的保险 两瓶矿泉水的钱，就能买上一份意外险，优化后未来可保全家上下三代9口人 / 疑似使用了 AI 生成技术，请谨慎甄别 / 两瓶矿泉水的钱，就能买上一份意外险，优化后未来可保全家上下三代9口人 / 众安小美满给父母多一份安心 父母亲必买的保险，每月仅8.8元，不需要健康告知，就能投保，优化后未来享责任内333w保额，保全家上下9口人 / 父母亲必买的保险，每月仅8.8元，不需要健康告知，就能投保，优化后未来 (https://www.douyin.com/user/MS4wLjABAAAAiF3Gkpz7cNJ76hCyMe0LyB4aPDMFOVgd5Op3UhjWax0)
- [douyin_97385305067#65a14a6c] #乘风破浪吧老板 #爱运动选众安 #草木皆兵球局 #众安店店保 #众安保险@草木皆兵 / 场馆经营的挑战

## Provenance
Every inferred field below carries how it was produced. Facts stay facts; inferences stay inferences.

- audience.description: source_type=ai_inferred, confidence=0.9, freshness_days=81, method=llm_persona_from_recent_content
- audience.roles: source_type=ai_inferred, confidence=0.9, freshness_days=81, method=llm_persona_from_recent_content
- audience.seniority: source_type=ai_inferred, confidence=0.9, freshness_days=81, method=llm_persona_from_recent_content
- commercial.audience_buyer_fit: source_type=ai_inferred, confidence=0.6, freshness_days=81, method=llm_scorer — Relative signal within Koinon indexing, not a market-wide score.
- commercial.promotion_intent: source_type=ai_inferred, confidence=0.6, freshness_days=81, method=llm_scorer
- quality.anomaly_flags: source_type=heuristic, confidence=0.5, freshness_days=90, method=profile_snapshot_and_engagement_ratio_heuristic — Means "worth a manual check", NOT confirmed fraud. Flags can be wrong and are not a verdict about the person.
- quality.authenticity_score: source_type=heuristic, confidence=0.25, freshness_days=81, method=Fixed value 58, pending engagement collection. Not a measurement. — The input set differs by platform; do not compare this score across platforms.
- quality.koinon_bd_grade: source_type=ai_inferred, confidence=0.5, freshness_days=90, method=llm_partner_fit_classifier + fit_score >= 0.5 => A; >= 0.35 => B; else C. authenticity is not an input. — Koinon partner-outreach fit, not creator quality.
- reach.followers: source_type=observed, confidence=0.95, freshness_days=90, method=platform_profile

## Freshness
- profile_checked_days_ago: 90
- content_analysed_days_ago: 81
- audience_updated_days_ago: 81

## AI retrieval
- indexing_requests: 9
- user_triggered_requests: 0
- note: Being indexed in bulk is not the same as being retrieved to answer a question.

## This profile
- Claim or correct: https://koinonlink.com/claim?k=douyin_97385305067
- Request removal: https://koinonlink.com/claim?k=douyin_97385305067
- Terms: https://koinonlink.com/for-ai