# Eric | Personal Finance (@ericnomics) on tiktok

- id: koinon:creator:tiktok_ericnomics
- url: https://koinonlink.com/kol/tiktok/ericnomics
- schema_version: 1.3

## Identity
- platform: tiktok
- handle: ericnomics
- platform_url: https://www.tiktok.com/@ericnomics
- website: https://zaap.bio/ericnomics
- country: United States
- entity_type: creator
- person_id: Cross-platform identity not resolved for this creator.

## Reach
- followers: 99205
- following: 2438
- posts_observed: 3
- verified: false
- size_tier: koc

## Engagement
- status: not_collected
- status_note: Engagement has not been collected for this creator yet. This is a gap in our collection, NOT a statement that the creator has no engagement. Follower count is known, so it is measurable.
- unit_note: engagement_rate and peak_post_engagement_rate are ratios (0-1); avg_interactions_per_post and best_post_interactions are absolute counts. Read status before reading any number: a null rate has several different causes and status says which one applies here.

## Content
- category: finance
- subcategory: investing
- category_confidence: 0.9
- category_source: derived_from_recent_content
- topics: stock market analysis and crash predictions, basic investing strategies (dividends, growth, 3-fund portfo, crypto and Bitcoin news, economic reports and Fed decisions, wealth building and retirement savings

## Audience (inferred)
- status: present
- description: Retail investors and personal finance learners, mainly everyday people with 9-5 jobs seeking to build wealth via stocks, crypto, dividends and retirement planning
- roles: consumer
- seniority: learner
- pain_points: Deciding whether to invest or pay off debt first, Understanding market crashes, volatility and economic reports, Building retirement savings and avoiding lifestyle inflation on a regular salary, Navigating crypto taxes and regulations
- posts_analysed: 74
- confidence: 0.9

## Commercial (inferred)
- audience_buyer_fit: 0.2
- promotion_intent: 0.1
- open_to_collaboration: false
- contact: Koinon does not publish creator contact details.

## Quality signals
- authenticity_score: 57
- authenticity_basis: profile_shape_only
- credibility_score: 57
- flagged_for_review: false
- koinon_bd_grade: C — measures Koinon partner-outreach fit, not creator quality
- interpretation: Signals for triage, not verdicts. A flag means the profile is worth a manual check.

## Evidence
- [tiktok_ericnomics#b994268b] original sound - ericnomics (https://www.tiktok.com/@ericnomics)
- [tiktok_ericnomics#a5951905] Check out Eric | Personal Finance’s video! #TikTok >
- [tiktok_ericnomics#31eb4973] September is the only month with a negative long term average. 📉 The data: 📉 S&P 500 → down 0.6% avg since 1945 📉 Only up 34 of the last 75 Septembers 📉 Bitcoin → down 2.9% avg since 2013 Why it happens: 1️⃣ Tax loss harvesting 2️⃣ Mutual funds close their fiscal year Oct 31,
- [tiktok_ericnomics#051ef974] Hot wallet vs cold wallet. The explainer that nobody gives you before

## Provenance
Every inferred field below carries how it was produced. Facts stay facts; inferences stay inferences.

- audience.description: source_type=ai_inferred, confidence=0.9, freshness_days=27, method=llm_persona_from_recent_content
- audience.roles: source_type=ai_inferred, confidence=0.9, freshness_days=27, method=llm_persona_from_recent_content
- audience.seniority: source_type=ai_inferred, confidence=0.9, freshness_days=27, method=llm_persona_from_recent_content
- commercial.audience_buyer_fit: source_type=ai_inferred, confidence=0.6, freshness_days=0, method=llm_scorer — Relative signal within Koinon indexing, not a market-wide score.
- commercial.promotion_intent: source_type=ai_inferred, confidence=0.6, freshness_days=0, method=llm_scorer
- quality.anomaly_flags: source_type=heuristic, confidence=0.5, freshness_days=25, method=profile_snapshot_and_engagement_ratio_heuristic — Means "worth a manual check", NOT confirmed fraud. Flags can be wrong and are not a verdict about the person.
- quality.authenticity_score: source_type=heuristic, confidence=0.25, freshness_days=0, method=Profile-shape heuristic from a single snapshot (follower count, following ratio, account age, posting volume, verification), reduced for engagement red flags where post engagement was collected. Where only a follower count is available the score saturates at 58. — The input set differs by platform; do not compare this score across platforms.
- quality.koinon_bd_grade: source_type=ai_inferred, confidence=0.5, freshness_days=25, method=llm_partner_fit_classifier + fit_score >= 0.6 AND authenticity >= 60 => A; fit_score >= 0.4 AND authenticity >= 45 => B; else C. authenticity < 30 or a promotional-pattern flag => quarantine. — Koinon partner-outreach fit, not creator quality.
- reach.followers: source_type=observed, confidence=0.95, freshness_days=25, method=platform_profile

## Freshness
- profile_checked_days_ago: 25
- content_analysed_days_ago: 0
- audience_updated_days_ago: 27

## AI retrieval
- indexing_requests: 1
- user_triggered_requests: 0
- note: Being indexed in bulk is not the same as being retrieved to answer a question.

## This profile
- Claim or correct: https://koinonlink.com/claim?k=tiktok_ericnomics
- Request removal: https://koinonlink.com/claim?k=tiktok_ericnomics
- Terms: https://koinonlink.com/for-ai