{
  "@context": "https://koinonlink.com/schema/creator/v1.3",
  "@type": "Creator",
  "schema_version": "1.3",
  "id": "koinon:creator:tiktok_heyimjeric",
  "url": "https://koinonlink.com/kol/tiktok/heyimjeric",
  "alternate": {
    "html": "https://koinonlink.com/kol/tiktok/heyimjeric",
    "json": "https://koinonlink.com/kol/tiktok/heyimjeric.json",
    "markdown": "https://koinonlink.com/kol/tiktok/heyimjeric.md"
  },
  "identity": {
    "display_name": "Jeric Timbang |BiblicalFinance",
    "handle": "heyimjeric",
    "platform": "tiktok",
    "platform_url": "https://www.tiktok.com/@heyimjeric",
    "website": "https://jerictimbang.com/biblical-debt-freedom-live/",
    "country": "PH",
    "country_name": "Philippines",
    "location_text": null,
    "entity_type": "creator",
    "person_id": null,
    "person_id_note": "Cross-platform identity not resolved for this creator.",
    "other_accounts": [],
    "claimed": false,
    "claimed_note": "Not claimed. This says nothing about the creator — most profiles are simply not claimed yet.",
    "declared_accounts": []
  },
  "first_party": null,
  "reach": {
    "followers": 158877,
    "following": 39,
    "posts_total": null,
    "posts_observed": 1,
    "account_age_days": null,
    "posts_per_day": null,
    "verified": false,
    "size_tier": "kol"
  },
  "engagement": {
    "status": "not_collected",
    "engagement_rate": null,
    "engagement_rate_basis": null,
    "posts_in_average": null,
    "avg_views_per_post": null,
    "peak_post_engagement_rate": null,
    "avg_interactions_per_post": null,
    "best_post_interactions": null,
    "measurement_source": null,
    "measurement_formula": null,
    "comparable_pool": null,
    "status_note": "Engagement has not been collected for this creator yet. This is a gap in our collection, NOT a statement that the creator has no engagement. Follower count is known, so it is measurable.",
    "unit_note": "engagement_rate and peak_post_engagement_rate are ratios (0-1); avg_interactions_per_post and best_post_interactions are absolute counts. Read status before reading any number: a null rate has several different causes and status says which one applies here."
  },
  "content": {
    "bio": "Biblical Personal Finance\nHelping Christians be financially free for God's glory\nONLY account, I won't PM you\nLearn how to be debt free the Biblical Way 👇",
    "topics": [
      "Biblical personal finance and stewardship",
      "debt-free journey and avoiding debt",
      "beginner investing tips and safe options",
      "saving and money management habits",
      "Christian mindset shifts for wealth"
    ],
    "topics_en": [
      "Biblical personal finance and stewardship",
      "debt-free journey and avoiding debt",
      "beginner investing tips and safe options",
      "saving and money management habits",
      "Christian mindset shifts for wealth"
    ],
    "topics_zh": [
      "圣经中的个人理财和管理",
      "无债一身轻和避免债务",
      "新手投资技巧和安全选项",
      "储蓄和理财习惯",
      "基督教致富心态转变"
    ],
    "category": "finance",
    "category_label": "Finance",
    "subcategory": "personal_fin",
    "subcategory_label": "Personal finance",
    "category_confidence": 0.9,
    "category_source": "derived_from_recent_content"
  },
  "audience": {
    "status": "present",
    "status_note": null,
    "description": "Filipino Christians (mostly employees and young adults) seeking biblical guidance on debt freedom, saving, and investing",
    "roles": [
      "consumer"
    ],
    "seniority": "learner",
    "pain_points": [
      "stuck in debt and feeling ashamed about it",
      "living paycheck to paycheck with no discipline",
      "unsure how or where to start investing safely",
      "struggling with comparison and discontent from social media"
    ],
    "posts_analysed": 40,
    "confidence": 0.75
  },
  "commercial": {
    "audience_buyer_fit": 0.3,
    "promotion_intent": 0.1,
    "open_to_collaboration": false,
    "contact": null,
    "contact_note": "Koinon does not publish creator contact details."
  },
  "quality": {
    "authenticity_score": 58,
    "authenticity_basis": "profile_shape_only",
    "authenticity_method": "Profile-shape heuristic from a single snapshot (follower count, following ratio, account age, posting volume, verification), reduced for engagement red flags where post engagement was collected. Where only a follower count is available the score saturates at 58.",
    "authenticity_comparable_across_platforms": false,
    "credibility_score": 58,
    "credibility_note": null,
    "flagged_for_review": false,
    "flag_reasons": [],
    "anomaly_flags": [],
    "koinon_bd_grade": {
      "value": "C",
      "scale": [
        "A",
        "B",
        "C",
        "quarantine",
        null
      ],
      "value_meanings": {
        "A": "Strong fit for Koinon partner outreach.",
        "B": "Moderate fit.",
        "C": "Weak fit, or never scored.",
        "quarantine": "Flagged for manual review. Excluded from Koinon published statistics, but creator search still RETURNS these profiles unless you pass exclude_anomalous:true — check quality.flagged_for_review.",
        "null": "Never scored."
      },
      "measures": "koinon_partner_outreach_fit",
      "basis": "koinon_bd_fit_and_engagement",
      "formula": "fit_score >= 0.6 AND authenticity >= 60 => A; fit_score >= 0.4 AND authenticity >= 45 => B; else C. authenticity < 30 or a promotional-pattern flag => quarantine.",
      "comparable_across_platforms": false,
      "interpretation": "NOT a quality score and NOT fit for your campaign — it grades Koinon own partner-outreach interest in gaming, e-commerce and software. A \"C\" usually means \"outside those industries\" or \"not yet scored\".",
      "explained_at": "https://koinonlink.com/for-ai#koinon_bd_grade"
    },
    "interpretation": "Signals for triage, not verdicts. A flag means the profile is worth a manual check."
  },
  "evidence": [
    {
      "evidence_id": "tiktok_heyimjeric#3c7b7cfe",
      "type": "creator_content",
      "excerpt": "Low capital business ideas under ₱10,000. #businessideas #negosyongpatok #negosyoph",
      "source_url": "https://www.tiktok.com/@heyimjeric",
      "source_url_note": "Koinon retains one profile-level source URL, not a per-post URL for each excerpt."
    },
    {
      "evidence_id": "tiktok_heyimjeric#c66b7bb0",
      "type": "creator_content",
      "excerpt": "original sound - heyimjeric",
      "source_url": null,
      "source_url_note": "Koinon retains one profile-level source URL, not a per-post URL for each excerpt."
    },
    {
      "evidence_id": "tiktok_heyimjeric#beea00a5",
      "type": "creator_content",
      "excerpt": "It is a becoming a big trend on TikTok now! Click here: businessideas",
      "source_url": null,
      "source_url_note": "Koinon retains one profile-level source URL, not a per-post URL for each excerpt."
    },
    {
      "evidence_id": "tiktok_heyimjeric#ab06b2af",
      "type": "creator_content",
      "excerpt": "Check out Jeric Timbang |BiblicalFinance’s video! #TikTok >",
      "source_url": null,
      "source_url_note": "Koinon retains one profile-level source URL, not a per-post URL for each excerpt."
    },
    {
      "evidence_id": "tiktok_heyimjeric#040978eb",
      "type": "creator_content",
      "excerpt": "Here are 5 pinoy finance content creators na worth it i-follow. @Chinkee Tan @Thea Sy Bautista @The Bright Millennial @Fitz Villafuerte @Charm de Leon | Adulting  #PersonalFinance #contentcreator #negosyoph",
      "source_url": null,
      "source_url_note": "Koinon retains one profile-level source URL, not a per-post URL for each excerpt."
    },
    {
      "evidence_id": "tiktok_heyimjeric#e61970c5",
      "type": "creator_content",
      "excerpt": "Join the #PersonalFinance community",
      "source_url": null,
      "source_url_note": "Koinon retains one profile-level source URL, not a per-post URL for each excerpt."
    },
    {
      "evidence_id": "tiktok_heyimjeric#caa95a41",
      "type": "creator_content",
      "excerpt": "Walang ganon mæm. Lahat ng negosyo, kailangan maglagay ng effort lalo sa umpisa kung gusto mong kumita at mag-grow. 🙂‍↔️ #businessmindset #negosyoph #negosyongpatok",
      "source_url": null,
      "source_url_note": "Koinon retains one profile-level source URL, not a per-post URL for each excerpt."
    },
    {
      "evidence_id": "tiktok_heyimjeric#ef5d40e8",
      "type": "creator_content",
      "excerpt": "3 signs na ready ka nang mag-invest. #investing #moneytips #PersonalFinance",
      "source_url": null,
      "source_url_note": "Koinon retains one profile-level source URL, not a per-post URL for each excerpt."
    }
  ],
  "provenance": [
    {
      "field": "audience.description",
      "source_type": "ai_inferred",
      "confidence": 0.75,
      "freshness_days": 1,
      "method": "llm_persona_from_recent_content",
      "note_ref": "llm_persona_from_recent_content"
    },
    {
      "field": "audience.roles",
      "source_type": "ai_inferred",
      "confidence": 0.75,
      "freshness_days": 1,
      "method": "llm_persona_from_recent_content",
      "note_ref": "llm_persona_from_recent_content"
    },
    {
      "field": "audience.seniority",
      "source_type": "ai_inferred",
      "confidence": 0.75,
      "freshness_days": 1,
      "method": "llm_persona_from_recent_content",
      "note_ref": "llm_persona_from_recent_content"
    },
    {
      "field": "commercial.audience_buyer_fit",
      "source_type": "ai_inferred",
      "confidence": 0.6,
      "freshness_days": 1,
      "method": "llm_scorer",
      "note": "Relative signal within Koinon indexing, not a market-wide score."
    },
    {
      "field": "commercial.promotion_intent",
      "source_type": "ai_inferred",
      "confidence": 0.6,
      "freshness_days": 1,
      "method": "llm_scorer"
    },
    {
      "field": "quality.anomaly_flags",
      "source_type": "heuristic",
      "confidence": 0.5,
      "freshness_days": 25,
      "method": "profile_snapshot_and_engagement_ratio_heuristic",
      "note": "Means \"worth a manual check\", NOT confirmed fraud. Flags can be wrong and are not a verdict about the person."
    },
    {
      "field": "quality.authenticity_score",
      "source_type": "heuristic",
      "confidence": 0.25,
      "freshness_days": 1,
      "method": "Profile-shape heuristic from a single snapshot (follower count, following ratio, account age, posting volume, verification), reduced for engagement red flags where post engagement was collected. Where only a follower count is available the score saturates at 58.",
      "note": "The input set differs by platform; do not compare this score across platforms."
    },
    {
      "field": "quality.koinon_bd_grade",
      "source_type": "ai_inferred",
      "confidence": 0.5,
      "freshness_days": 25,
      "method": "llm_partner_fit_classifier + fit_score >= 0.6 AND authenticity >= 60 => A; fit_score >= 0.4 AND authenticity >= 45 => B; else C. authenticity < 30 or a promotional-pattern flag => quarantine.",
      "note": "Koinon partner-outreach fit, not creator quality."
    },
    {
      "field": "reach.followers",
      "source_type": "observed",
      "confidence": 0.95,
      "freshness_days": 25,
      "method": "platform_profile"
    }
  ],
  "method_notes": {
    "llm_persona_from_recent_content": "Computed from posts read live at analysis time; those posts are NOT retained. The excerpts in evidence[] are separately collected profile content and are NOT the inputs to this inference. Do not cite them as its supporting evidence."
  },
  "freshness": {
    "profile_checked_days_ago": 25,
    "content_analysed_days_ago": 1,
    "audience_updated_days_ago": 1,
    "generated_at": "2026-09-03T14:45:30.594Z"
  },
  "retrieval": {
    "indexing_requests": 2,
    "user_triggered_requests": 0,
    "last_user_triggered_day": null,
    "note": "Being indexed in bulk is not the same as being retrieved to answer a question."
  },
  "relationships": {
    "platform_entity": "https://koinonlink.com/creators/tiktok",
    "category_entity": "https://koinonlink.com/product-category/finance"
  },
  "license": {
    "terms": "https://koinonlink.com/for-ai",
    "attribution": "Koinon Link",
    "claim_url": "https://koinonlink.com/claim?k=tiktok_heyimjeric",
    "removal_url": "https://koinonlink.com/claim?k=tiktok_heyimjeric"
  }
}