{
  "@context": "https://koinonlink.com/schema/creator/v1.3",
  "@type": "Creator",
  "schema_version": "1.3",
  "id": "koinon:creator:tiktok_inteligenciafinanceira7",
  "url": "https://koinonlink.com/kol/tiktok/inteligenciafinanceira7",
  "alternate": {
    "html": "https://koinonlink.com/kol/tiktok/inteligenciafinanceira7",
    "json": "https://koinonlink.com/kol/tiktok/inteligenciafinanceira7.json",
    "markdown": "https://koinonlink.com/kol/tiktok/inteligenciafinanceira7.md"
  },
  "identity": {
    "display_name": "INTELIGÊNCIA FINANCEIRA 💰🧠💰",
    "handle": "inteligenciafinanceira7",
    "platform": "tiktok",
    "platform_url": "https://www.tiktok.com/@inteligenciafinanceira7",
    "website": null,
    "country": "BR",
    "country_name": "Brazil",
    "location_text": null,
    "entity_type": "creator",
    "person_id": null,
    "person_id_note": "Cross-platform identity not resolved for this creator.",
    "other_accounts": [],
    "claimed": false,
    "claimed_note": "Not claimed. This says nothing about the creator — most profiles are simply not claimed yet.",
    "declared_accounts": []
  },
  "first_party": null,
  "reach": {
    "followers": 14440,
    "following": 2268,
    "posts_total": 1821,
    "posts_observed": 5,
    "account_age_days": null,
    "posts_per_day": null,
    "verified": false,
    "size_tier": "koc"
  },
  "engagement": {
    "status": "not_collected",
    "engagement_rate": null,
    "engagement_rate_basis": null,
    "posts_in_average": null,
    "avg_views_per_post": null,
    "peak_post_engagement_rate": null,
    "avg_interactions_per_post": null,
    "best_post_interactions": null,
    "measurement_source": null,
    "measurement_formula": null,
    "comparable_pool": null,
    "status_note": "Engagement has not been collected for this creator yet. This is a gap in our collection, NOT a statement that the creator has no engagement. Follower count is known, so it is measurable.",
    "unit_note": "engagement_rate and peak_post_engagement_rate are ratios (0-1); avg_interactions_per_post and best_post_interactions are absolute counts. Read status before reading any number: a null rate has several different causes and status says which one applies here."
  },
  "content": {
    "bio": "",
    "topics": [
      "Financial independence and long-term wealth building",
      "Psychological barriers to saving and investing",
      "The power of compound interest and time in investing",
      "Avoiding emotional or social traps in personal finance",
      "Automating savings and investing",
      "The hidden costs of consumerism and lifestyle inflation"
    ],
    "topics_en": [
      "Financial independence and long-term wealth building",
      "Psychological barriers to saving and investing",
      "The power of compound interest and time in investing",
      "Avoiding emotional or social traps in personal finance",
      "Automating savings and investing",
      "The hidden costs of consumerism and lifestyle inflation"
    ],
    "topics_zh": [
      "财务自由与长期财富积累",
      "储蓄与投资的心理障碍",
      "投资中复利和时间的力量",
      "避免消费主义和生活方式膨胀的陷阱",
      "自动化储蓄与投资",
      "消费主义和生活方式膨胀的隐性成本"
    ],
    "category": "finance",
    "category_label": "Finance",
    "subcategory": "personal_fin",
    "subcategory_label": "Personal finance",
    "category_confidence": 0.95,
    "category_source": "derived_from_recent_content"
  },
  "audience": {
    "status": "present",
    "status_note": null,
    "description": "Brazilian young professionals and early savers focused on financial independence, especially those struggling with social pressure to spend and seeking practical, psychological strategies for building wealth",
    "roles": [
      "general_ai"
    ],
    "seniority": "practitioner",
    "pain_points": [
      "Feeling pressured by friends and family to spend money despite wanting to save",
      "Being drained financially by others' requests for loans or support",
      "Struggling with the emotional toll of being the 'responsible one' in a culture that glorifies spending",
      "Fear of losing control or dignity when unexpected financial emergencies hit"
    ],
    "posts_analysed": 40,
    "confidence": 0.75
  },
  "commercial": {
    "audience_buyer_fit": 0.3,
    "promotion_intent": 0.2,
    "open_to_collaboration": false,
    "contact": null,
    "contact_note": "Koinon does not publish creator contact details."
  },
  "quality": {
    "authenticity_score": 52,
    "authenticity_basis": "profile_shape_only",
    "authenticity_method": "Profile-shape heuristic from a single snapshot (follower count, following ratio, account age, posting volume, verification), reduced for engagement red flags where post engagement was collected. Where only a follower count is available the score saturates at 58.",
    "authenticity_comparable_across_platforms": false,
    "credibility_score": 52,
    "credibility_note": null,
    "flagged_for_review": false,
    "flag_reasons": [],
    "anomaly_flags": [],
    "koinon_bd_grade": {
      "value": "C",
      "scale": [
        "A",
        "B",
        "C",
        "quarantine",
        null
      ],
      "value_meanings": {
        "A": "Strong fit for Koinon partner outreach.",
        "B": "Moderate fit.",
        "C": "Weak fit, or never scored.",
        "quarantine": "Flagged for manual review. Excluded from Koinon published statistics, but creator search still RETURNS these profiles unless you pass exclude_anomalous:true — check quality.flagged_for_review.",
        "null": "Never scored."
      },
      "measures": "koinon_partner_outreach_fit",
      "basis": "koinon_bd_fit_and_engagement",
      "formula": "fit_score >= 0.6 AND authenticity >= 60 => A; fit_score >= 0.4 AND authenticity >= 45 => B; else C. authenticity < 30 or a promotional-pattern flag => quarantine.",
      "comparable_across_platforms": false,
      "interpretation": "NOT a quality score and NOT fit for your campaign — it grades Koinon own partner-outreach interest in gaming, e-commerce and software. A \"C\" usually means \"outside those industries\" or \"not yet scored\".",
      "explained_at": "https://koinonlink.com/for-ai#koinon_bd_grade"
    },
    "interpretation": "Signals for triage, not verdicts. A flag means the profile is worth a manual check."
  },
  "evidence": [
    {
      "evidence_id": "tiktok_inteligenciafinanceira7#ca2c2c49",
      "type": "creator_content",
      "excerpt": "Guardando 2 mil por mês por 4 anos? Tiago transformou 96 mil em 120 mil com investimentos. Veja como ele comprou um galpão e montou sua oficina! #Investimentos #Finanças #EducaçãoFinanceira #Sucesso",
      "source_url": "https://www.tiktok.com/@inteligenciafinanceira7",
      "source_url_note": "Koinon retains one profile-level source URL, not a per-post URL for each excerpt."
    },
    {
      "evidence_id": "tiktok_inteligenciafinanceira7#3ac52739",
      "type": "creator_content",
      "excerpt": "original sound - inteligenciafinanceira7",
      "source_url": null,
      "source_url_note": "Koinon retains one profile-level source URL, not a per-post URL for each excerpt."
    },
    {
      "evidence_id": "tiktok_inteligenciafinanceira7#12937aac",
      "type": "creator_content",
      "excerpt": "It is a becoming a big trend on TikTok now! Click here: investimentos",
      "source_url": null,
      "source_url_note": "Koinon retains one profile-level source URL, not a per-post URL for each excerpt."
    },
    {
      "evidence_id": "tiktok_inteligenciafinanceira7#71ae6c21",
      "type": "creator_content",
      "excerpt": "Check out INTELIGÊNCIA FINANCEIRA 💰🧠💰’s video! #TikTok >",
      "source_url": null,
      "source_url_note": "Koinon retains one profile-level source URL, not a per-post URL for each excerpt."
    },
    {
      "evidence_id": "tiktok_inteligenciafinanceira7#d779711c",
      "type": "creator_content",
      "excerpt": "O custo da ostentação é a sua liberdade. 100 mil na conta te dão uma paz que nenhum carro de luxo consegue. #liberdadefinanceira #investimentos #dinheiro #mentalidade #finanças",
      "source_url": null,
      "source_url_note": "Koinon retains one profile-level source URL, not a per-post URL for each excerpt."
    },
    {
      "evidence_id": "tiktok_inteligenciafinanceira7#5d09da4c",
      "type": "creator_content",
      "excerpt": "Enquanto um gasta com carro, o outro investe. Em 10 anos, a diferença é brutal. Escolhas financeiras silenciosas mudam tudo. #Finanças #Investimentos #Dinheiro #MentalidadeFinanceira",
      "source_url": null,
      "source_url_note": "Koinon retains one profile-level source URL, not a per-post URL for each excerpt."
    },
    {
      "evidence_id": "tiktok_inteligenciafinanceira7#6378d5f6",
      "type": "creator_content",
      "excerpt": "Guardou um dinheirinho? Cuidado! Você pode virar o caixa e",
      "source_url": null,
      "source_url_note": "Koinon retains one profile-level source URL, not a per-post URL for each excerpt."
    }
  ],
  "provenance": [
    {
      "field": "audience.description",
      "source_type": "ai_inferred",
      "confidence": 0.75,
      "freshness_days": 0,
      "method": "llm_persona_from_recent_content",
      "note_ref": "llm_persona_from_recent_content"
    },
    {
      "field": "audience.roles",
      "source_type": "ai_inferred",
      "confidence": 0.75,
      "freshness_days": 0,
      "method": "llm_persona_from_recent_content",
      "note_ref": "llm_persona_from_recent_content"
    },
    {
      "field": "audience.seniority",
      "source_type": "ai_inferred",
      "confidence": 0.75,
      "freshness_days": 0,
      "method": "llm_persona_from_recent_content",
      "note_ref": "llm_persona_from_recent_content"
    },
    {
      "field": "commercial.audience_buyer_fit",
      "source_type": "ai_inferred",
      "confidence": 0.6,
      "freshness_days": 0,
      "method": "llm_scorer",
      "note": "Relative signal within Koinon indexing, not a market-wide score."
    },
    {
      "field": "commercial.promotion_intent",
      "source_type": "ai_inferred",
      "confidence": 0.6,
      "freshness_days": 0,
      "method": "llm_scorer"
    },
    {
      "field": "quality.anomaly_flags",
      "source_type": "heuristic",
      "confidence": 0.5,
      "freshness_days": 44,
      "method": "profile_snapshot_and_engagement_ratio_heuristic",
      "note": "Means \"worth a manual check\", NOT confirmed fraud. Flags can be wrong and are not a verdict about the person."
    },
    {
      "field": "quality.authenticity_score",
      "source_type": "heuristic",
      "confidence": 0.25,
      "freshness_days": 0,
      "method": "Profile-shape heuristic from a single snapshot (follower count, following ratio, account age, posting volume, verification), reduced for engagement red flags where post engagement was collected. Where only a follower count is available the score saturates at 58.",
      "note": "The input set differs by platform; do not compare this score across platforms."
    },
    {
      "field": "quality.koinon_bd_grade",
      "source_type": "ai_inferred",
      "confidence": 0.5,
      "freshness_days": 44,
      "method": "llm_partner_fit_classifier + fit_score >= 0.6 AND authenticity >= 60 => A; fit_score >= 0.4 AND authenticity >= 45 => B; else C. authenticity < 30 or a promotional-pattern flag => quarantine.",
      "note": "Koinon partner-outreach fit, not creator quality."
    },
    {
      "field": "reach.followers",
      "source_type": "observed",
      "confidence": 0.95,
      "freshness_days": 44,
      "method": "platform_profile"
    }
  ],
  "method_notes": {
    "llm_persona_from_recent_content": "Computed from posts read live at analysis time; those posts are NOT retained. The excerpts in evidence[] are separately collected profile content and are NOT the inputs to this inference. Do not cite them as its supporting evidence."
  },
  "freshness": {
    "profile_checked_days_ago": 44,
    "content_analysed_days_ago": 0,
    "audience_updated_days_ago": 0,
    "generated_at": "2026-09-04T03:25:06.014Z"
  },
  "retrieval": {
    "indexing_requests": 1,
    "user_triggered_requests": 0,
    "last_user_triggered_day": null,
    "note": "Being indexed in bulk is not the same as being retrieved to answer a question."
  },
  "relationships": {
    "platform_entity": "https://koinonlink.com/creators/tiktok",
    "category_entity": "https://koinonlink.com/product-category/finance"
  },
  "license": {
    "terms": "https://koinonlink.com/for-ai",
    "attribution": "Koinon Link",
    "claim_url": "https://koinonlink.com/claim?k=tiktok_inteligenciafinanceira7",
    "removal_url": "https://koinonlink.com/claim?k=tiktok_inteligenciafinanceira7"
  }
}