# Inteligência Financeira (@intfinanceira) on tiktok

- id: koinon:creator:tiktok_intfinanceira
- url: https://koinonlink.com/kol/tiktok/intfinanceira
- schema_version: 1.4

## Identity
- platform: tiktok
- handle: intfinanceira
- platform_url: https://www.tiktok.com/@intfinanceira
- website: https://pay.kirvano.com/2cee5f60-5df7-460f-82f6-ed0c7f16fbd7?aff=335d4a01-eb92-4902-9f49-18c494c070de
- country: Brazil
- entity_type: creator
- person_id: Cross-platform identity not resolved for this creator.

## Reach
- followers: 6620
- following: 6
- posts_total: 174
- posts_observed: 5
- verified: false
- size_tier: nano

## Engagement
- status: not_collected
- status_note: Engagement has not been collected for this creator yet. This is a gap in our collection, NOT a statement that the creator has no engagement. Follower count is known, so it is measurable.
- unit_note: engagement_rate and peak_post_engagement_rate are ratios (0-1); avg_interactions_per_post and best_post_interactions are absolute counts. Read status before reading any number: a null rate has several different causes and status says which one applies here.

## Content
- category: finance
- subcategory: personal_fin
- category_confidence: 0.95
- category_source: derived_from_recent_content
- topics: Personal finance education for CLT workers, Debt repayment and avoiding credit traps, Extra income ideas and side hustles, Financial discipline and mindset shifts, Basic investing and emergency reserves, Home ownership and long-term planning
- bio: 💰 Inteligência Financeira 📈 Aprenda a investir do zero 🚀 Minicurso por apenas R$ 27,90 ⬇️

## Audience (inferred)
- status: present
- description: CLT workers and low-income Brazilians interested in basic personal finance education
- roles: consumer
- seniority: learner
- pain_points: Living paycheck to paycheck and accumulating credit card debt, Lack of emergency savings and financial dependence on others, Uncertainty about how to start investing or build wealth, Falling for online get-rich-quick courses and poor financial decisions
- posts_analysed: 40
- confidence: 0.75

## Commercial (inferred)
- audience_buyer_fit: 0.5
- promotion_intent: 0.6
- open_to_collaboration: false
- contact: Koinon does not publish creator contact details.

## Quality signals
- authenticity_score: 50
- authenticity_basis: profile_shape_only
- credibility_score: 50
- flagged_for_review: false
- koinon_bd_grade: C — measures Koinon partner-outreach fit, not creator quality
- interpretation: Signals for triage, not verdicts. A flag means the profile is worth a manual check.

## Evidence
- [tiktok_intfinanceira#98d00108] Qualquer pessoa pode ficar milionária, se tiver paciência e disciplina. #Finanças #finançaspessoais #EducaçãoFinanceira #clt (https://www.tiktok.com/@intfinanceira)
- [tiktok_intfinanceira#88c6658b] original sound - intfinanceira
- [tiktok_intfinanceira#f13d2e5f] It is a becoming a big trend on TikTok now! Click here: finanças
- [tiktok_intfinanceira#8595ef15] Check out Inteligência Financeira’s video! #TikTok >
- [tiktok_intfinanceira#e61d80d2] O pobre não compra à vista porque antecipa conquistas no cartão #Finanças #finançaspessoais #primopobre #EducaçãoFinanceira #DisciplinaFinanceira
- [tiktok_intfinanceira#3d683b83] Royalty
- [tiktok_intfinanceira#8c94abc2] Priorize quitar suas dividas! #Finanças #finançaspessoais #EducaçãoFinanceira #clt #dividas
- [tiktok_intfinanceira#e4416eda] Ideias de renda extra… #Finanças #finançaspessoais #EducaçãoFinanceira #clt #rendaextra

## Provenance
Every inferred field below carries how it was produced. Facts stay facts; inferences stay inferences.

- audience.description: source_type=ai_inferred, confidence=0.75, freshness_days=59, method=llm_persona_from_recent_content
- audience.roles: source_type=ai_inferred, confidence=0.75, freshness_days=59, method=llm_persona_from_recent_content
- audience.seniority: source_type=ai_inferred, confidence=0.75, freshness_days=59, method=llm_persona_from_recent_content
- commercial.audience_buyer_fit: source_type=ai_inferred, confidence=0.6, freshness_days=59, method=llm_scorer — Relative signal within Koinon indexing, not a market-wide score.
- commercial.promotion_intent: source_type=ai_inferred, confidence=0.6, freshness_days=59, method=llm_scorer
- quality.anomaly_flags: source_type=heuristic, confidence=0.5, freshness_days=93, method=profile_snapshot_and_engagement_ratio_heuristic — Means "worth a manual check", NOT confirmed fraud. Flags can be wrong and are not a verdict about the person.
- quality.authenticity_score: source_type=heuristic, confidence=0.25, freshness_days=59, method=Profile-shape heuristic from a single snapshot (follower count, following ratio, account age, posting volume, verification), reduced for engagement red flags where post engagement was collected. Where only a follower count is available the score saturates at 58. — The input set differs by platform; do not compare this score across platforms.
- quality.koinon_bd_grade: source_type=ai_inferred, confidence=0.5, freshness_days=93, method=llm_partner_fit_classifier + fit_score >= 0.6 AND authenticity >= 60 => A; fit_score >= 0.4 AND authenticity >= 45 => B; else C. authenticity < 30 or a promotional-pattern flag => quarantine. — Koinon partner-outreach fit, not creator quality.
- reach.followers: source_type=observed, confidence=0.95, freshness_days=93, method=platform_profile

## Freshness
- profile_checked_days_ago: 93
- content_analysed_days_ago: 59
- audience_updated_days_ago: 59

## AI retrieval
- indexing_requests: 8
- user_triggered_requests: 0
- note: Being indexed in bulk is not the same as being retrieved to answer a question.

## This profile
- Claim or correct: https://koinonlink.com/claim?k=tiktok_intfinanceira
- Request removal: https://koinonlink.com/claim?k=tiktok_intfinanceira
- Terms: https://koinonlink.com/for-ai