# Queenie Tan (@investwithqueenie) on tiktok

- id: koinon:creator:tiktok_investwithqueenie
- url: https://koinonlink.com/kol/tiktok/investwithqueenie
- schema_version: 1.4

## Identity
- platform: tiktok
- handle: investwithqueenie
- platform_url: https://www.tiktok.com/@investwithqueenie
- website: https://links.investwithqueenie.com/
- country: Australia
- entity_type: creator
- person_id: Cross-platform identity not resolved for this creator.

## Reach
- followers: 228904
- following: 1122
- posts_total: 757
- posts_observed: 5
- verified: false
- size_tier: kol

## Engagement
- status: not_collected
- status_note: Engagement has not been collected for this creator yet. This is a gap in our collection, NOT a statement that the creator has no engagement. Follower count is known, so it is measurable.
- unit_note: engagement_rate and peak_post_engagement_rate are ratios (0-1); avg_interactions_per_post and best_post_interactions are absolute counts. Read status before reading any number: a null rate has several different causes and status says which one applies here.

## Content
- category: finance
- subcategory: personal_fin
- category_confidence: 0.95
- category_source: derived_from_recent_content
- topics: budgeting and expense tracking apps, mortgage offset accounts and payoff strategies, ETF portfolios and long-term investing, multiple income streams and wealth building, family spending and travel costs, Australian-specific finance decisions (insurance, tax, EVs)
- bio: ☑️ Licensed financial creator
⚠️ Beware of fake accounts 🥲
⬇️ Helpful links

## Audience (inferred)
- status: present
- description: Australian young adults, couples and new families actively managing personal finances, mortgages, investing and family budgets
- roles: consumer
- seniority: practitioner
- pain_points: deciding whether to pay down mortgage faster or invest extra cash, tracking and categorising everyday spending across multiple accounts, understanding real costs of having children, EVs, insurance and investment properties, building multiple income streams while living in Australia post-budget changes
- posts_analysed: 40
- confidence: 0.75

## Commercial (inferred)
- audience_buyer_fit: 0.3
- promotion_intent: 0.4
- open_to_collaboration: false
- contact: Koinon does not publish creator contact details.

## Quality signals
- authenticity_score: 66
- authenticity_basis: profile_shape_only
- credibility_score: 66
- flagged_for_review: false
- koinon_bd_grade: C — measures Koinon partner-outreach fit, not creator quality
- interpretation: Signals for triage, not verdicts. A flag means the profile is worth a manual check.

## Evidence
- [tiktok_investwithqueenie#1fa65742] How much it costs to have a baby after 2 and a half years! 👶💸 If you want to see the app I use to see where my money is going, you can check out my bio 💸 Was this more or less than you expected? #costofhavingababy #howmuchdoesababycost #babyexpenses #babybudget #childcarecosts (https://www.tiktok.com/@investwithqueenie)
- [tiktok_investwithqueenie#0471307b] original sound - investwithqueenie
- [tiktok_investwithqueenie#715363c1] It is a becoming a big trend on TikTok now! Click here: costofhavingababy
- [tiktok_investwithqueenie#b36edc59] Check out Queenie Tan’s video! #TikTok >
- [tiktok_investwithqueenie#b0abb706] My payday routine 💸 What does your payday routine look like? #paydayroutine #howt

## Provenance
Every inferred field below carries how it was produced. Facts stay facts; inferences stay inferences.

- audience.description: source_type=ai_inferred, confidence=0.75, freshness_days=72, method=llm_persona_from_recent_content
- audience.roles: source_type=ai_inferred, confidence=0.75, freshness_days=72, method=llm_persona_from_recent_content
- audience.seniority: source_type=ai_inferred, confidence=0.75, freshness_days=72, method=llm_persona_from_recent_content
- commercial.audience_buyer_fit: source_type=ai_inferred, confidence=0.6, freshness_days=72, method=llm_scorer — Relative signal within Koinon indexing, not a market-wide score.
- commercial.promotion_intent: source_type=ai_inferred, confidence=0.6, freshness_days=72, method=llm_scorer
- quality.anomaly_flags: source_type=heuristic, confidence=0.5, freshness_days=92, method=profile_snapshot_and_engagement_ratio_heuristic — Means "worth a manual check", NOT confirmed fraud. Flags can be wrong and are not a verdict about the person.
- quality.authenticity_score: source_type=heuristic, confidence=0.25, freshness_days=72, method=Profile-shape heuristic from a single snapshot (follower count, following ratio, account age, posting volume, verification), reduced for engagement red flags where post engagement was collected. Where only a follower count is available the score saturates at 58. — The input set differs by platform; do not compare this score across platforms.
- quality.koinon_bd_grade: source_type=ai_inferred, confidence=0.5, freshness_days=92, method=llm_partner_fit_classifier + fit_score >= 0.6 AND authenticity >= 60 => A; fit_score >= 0.4 AND authenticity >= 45 => B; else C. authenticity < 30 or a promotional-pattern flag => quarantine. — Koinon partner-outreach fit, not creator quality.
- reach.followers: source_type=observed, confidence=0.95, freshness_days=92, method=platform_profile

## Freshness
- profile_checked_days_ago: 92
- content_analysed_days_ago: 72
- audience_updated_days_ago: 72

## AI retrieval
- indexing_requests: 13
- user_triggered_requests: 0
- note: Being indexed in bulk is not the same as being retrieved to answer a question.

## This profile
- Claim or correct: https://koinonlink.com/claim?k=tiktok_investwithqueenie
- Request removal: https://koinonlink.com/claim?k=tiktok_investwithqueenie
- Terms: https://koinonlink.com/for-ai