# N26 España (@N26ES) on x

- id: koinon:creator:x_n26es
- url: https://koinonlink.com/kol/x/N26ES
- schema_version: 1.4

## Identity
- platform: x
- handle: N26ES
- platform_url: https://twitter.com/N26ES
- website: http://n26.com/es-es
- country: Spain
- entity_type: creator
- person_id: Cross-platform identity not resolved for this creator.

## Reach
- followers: 9489
- following: 156
- posts_total: 3899
- posts_observed: 1
- posts_per_day: 1.331
- account_age_days: 2929
- verified: false
- size_tier: nano

## Engagement
- status: peak_post_only
- peak_post_engagement_rate: 0.00601
- best_post_interactions: 57
- measurement_source: x_post_interactions
- measurement_formula: interactions on one post — likes, or likes + reposts + replies depending on the discovery path (the two are not distinguishable in the stored data)
- comparable_pool: peak_interactions
- status_note: We have only the single best observed post, so no mean exists. peak_post_engagement_rate is an UPPER BOUND, systematically higher than an average — never compare it against an average rate.
- unit_note: engagement_rate and peak_post_engagement_rate are ratios (0-1); avg_interactions_per_post and best_post_interactions are absolute counts. Read status before reading any number: a null rate has several different causes and status says which one applies here.

## Content
- category: finance
- subcategory: personal_fin
- category_confidence: 0.9
- category_source: derived_from_recent_content
- topics: Digital banking features (e.g. virtual cards, Samsung Wallet, Travel savings and vacation planning, Micro-investing and beginner-friendly investment tools, Emotional and behavioral finance habits, Convenience-driven financial lifestyle
- bio: Todo lo que tu banco debería ser.
Gestiona, ahorra e invierte tu dinero en una sola app.
🫰🏦 — Aviso legal / privacidad https://t.co/VUCZtU6Ix5

## Audience (inferred)
- status: present
- description: Young, urban Spaniards interested in personal finance management, travel planning, and digital banking tools, especially those who value convenience, lifestyle, and early-stage investing
- roles: general_ai
- seniority: practitioner
- pain_points: Struggling to save money consistently due to emotional spending triggers, Feeling overwhelmed by too many financial product choices (e.g. cards, savings, investments), Lacking confidence in starting to invest with small amounts, Frustrated by physical bank processes and long queues for simple services
- posts_analysed: 20
- confidence: 0.6

## Commercial (inferred)
- audience_buyer_fit: 0.4
- promotion_intent: 0.3
- open_to_collaboration: false
- contact: Koinon does not publish creator contact details.

## Quality signals
- authenticity_score: 75
- authenticity_basis: engagement_observed
- credibility_score: 75
- flagged_for_review: false
- koinon_bd_grade: C — measures Koinon partner-outreach fit, not creator quality
- interpretation: Signals for triage, not verdicts. A flag means the profile is worth a manual check.

## Evidence
- [x_n26es#6c6d97f7] Ahorrar, planificar, y reservar ✈️ 🏝️ A partir de ahora, solo relax y tarjetas de embarque. ¿Dónde tienes pensado ir estas vacaciones? https://t.co/GOlW1jbJiz (https://twitter.com/N26ES/status/1746811031320514777)
- [x_n26es#be1d3b8f] Sea tu sueño un barco en forma de concha, o un hotel en forma de helado, crea un Espacio en tu app N26 y ve a por ello 💪✨🐚 https://t.co/8nGOh50Tbx
- [x_n26es#16d0849f] Nos lo pedíais, ¡y aquí están! El acceso a Salas VIP en aeropuertos ya está disponible ✈️ 😎 Además, si tienes N26 Metal tu primera visita será gratis (15 € para N26 Go). ¿Has pisado alguna vez una Sala VIP? Cuéntanos tu experiencia y por qué la comida fue lo mejor 🤣👇 https://t
- [x_n26es#e84db251] Muy inteligente y muy artifical, desde luego. ¿Alguien con un peque de 5 años para que nos cuente si se entiende esta explicación? 🤪 https://t.co/tcNwOFEHeb
- [x_n26es#37325014] Que levante la mano quien crea que a veces es más fácil proponerse ahorrar para los demás, que para nosotros mismos 🤚 https://t.co/iNBcmD4iqH
- [x_n26es#6f52cdaa] ¿Conocéis ese consejo de no ir al supermercado con hambre? Pues tampoco veáis vuestra tarjeta virtual con el estómago vacío, que luego pasa lo que pasa 😜 https://t.co/sTnNRwOEy6
- [x_n26es#034156a7] Y así tu cuenta será valiente, poderosa y tendrá más fuerza que un huracán. https://t.co/XI3qohadi1
- [x_n26es#b4d5173d] ¿Alguien más de escapada para este finde? Recuerda que si se te olvida tu tarjeta en casa puedes crear en cualquier momento una tarjeta virtual ✨ chulísima ✨ https://t.co/2NADF8wkxK

## Provenance
Every inferred field below carries how it was produced. Facts stay facts; inferences stay inferences.

- audience.description: source_type=ai_inferred, confidence=0.6, freshness_days=20, method=llm_persona_from_recent_content
- audience.roles: source_type=ai_inferred, confidence=0.6, freshness_days=20, method=llm_persona_from_recent_content
- audience.seniority: source_type=ai_inferred, confidence=0.6, freshness_days=20, method=llm_persona_from_recent_content
- commercial.audience_buyer_fit: source_type=ai_inferred, confidence=0.6, freshness_days=76, method=llm_scorer — Relative signal within Koinon indexing, not a market-wide score.
- commercial.promotion_intent: source_type=ai_inferred, confidence=0.6, freshness_days=76, method=llm_scorer
- quality.anomaly_flags: source_type=heuristic, confidence=0.5, freshness_days=112, method=profile_snapshot_and_engagement_ratio_heuristic — Means "worth a manual check", NOT confirmed fraud. Flags can be wrong and are not a verdict about the person.
- quality.authenticity_score: source_type=heuristic, confidence=0.5, freshness_days=76, method=Profile-shape heuristic from a single snapshot (follower count, following ratio, account age, posting volume, verification), reduced for engagement red flags where post engagement was collected. Where only a follower count is available the score saturates at 58. — The input set differs by platform; do not compare this score across platforms.
- quality.koinon_bd_grade: source_type=ai_inferred, confidence=0.5, freshness_days=112, method=llm_partner_fit_classifier + fit_score >= 0.6 AND authenticity >= 60 => A; fit_score >= 0.4 AND authenticity >= 45 => B; else C. authenticity < 30 or a promotional-pattern flag => quarantine. — Koinon partner-outreach fit, not creator quality.
- reach.followers: source_type=observed, confidence=0.95, freshness_days=112, method=platform_profile

## Freshness
- profile_checked_days_ago: 112
- content_analysed_days_ago: 76
- audience_updated_days_ago: 20

## AI retrieval
- indexing_requests: 10
- user_triggered_requests: 0
- note: Being indexed in bulk is not the same as being retrieved to answer a question.

## This profile
- Claim or correct: https://koinonlink.com/claim?k=x_n26es
- Request removal: https://koinonlink.com/claim?k=x_n26es
- Terms: https://koinonlink.com/for-ai