# Create With Pennies (@CreateWithPennies) on youtube

- id: koinon:creator:youtube_createwithpennies
- url: https://koinonlink.com/kol/youtube/CreateWithPennies
- schema_version: 1.4

## Identity
- platform: youtube
- handle: CreateWithPennies
- platform_url: https://www.youtube.com/@CreateWithPennies
- country: United States
- entity_type: creator
- person_id: Cross-platform identity not resolved for this creator.

## Reach
- followers: 56000
- posts_observed: 21
- verified: false
- size_tier: koc

## Engagement
- status: not_collected
- status_note: Engagement has not been collected for this creator yet. This is a gap in our collection, NOT a statement that the creator has no engagement. Follower count is known, so it is measurable.
- unit_note: engagement_rate and peak_post_engagement_rate are ratios (0-1); avg_interactions_per_post and best_post_interactions are absolute counts. Read status before reading any number: a null rate has several different causes and status says which one applies here.

## Content
- category: finance
- subcategory: personal_fin
- category_confidence: 0.8
- category_source: derived_from_recent_content
- topics: content creator income reports and monetization strategies, rental property cash flow, equity, and taxes, small business expense tracking and automations, YouTube vs TikTok earnings and creator burnout, side hustle ideas and scaling to $20k months
- bio: Sharing tips and tools to create profitable small businesses. After 15 years working for small businesses and startups — and now ...

## Audience (inferred)
- status: present
- description: small business owners and part-time content creators focused on side income, real estate investing, and managing variable earnings/taxes
- roles: content
- seniority: practitioner
- pain_points: inconsistent/variable income from content creation and side hustles, complex tax filings and bookkeeping for small businesses plus rental properties, slow or delayed brand payments and monetization on YouTube/TikTok, scaling rental portfolios and automating real estate tasks while traveling
- posts_analysed: 33
- confidence: 0.75

## Commercial (inferred)
- audience_buyer_fit: 0.9
- promotion_intent: 0.8
- open_to_collaboration: false
- contact: Koinon does not publish creator contact details.

## Quality signals
- authenticity_score: 54
- authenticity_basis: profile_shape_only
- credibility_score: 54
- flagged_for_review: false
- koinon_bd_grade: B — measures Koinon partner-outreach fit, not creator quality
- interpretation: Signals for triage, not verdicts. A flag means the profile is worth a manual check.

## Evidence
- [youtube_createwithpennies#a32f9505] Repairing walls in our rental property to get it ready for new tenants (https://www.youtube.com/@CreateWithPennies)
- [youtube_createwithpennies#e3bfe38c] How I Stopped Stressing About Money In My Business #smallbusiness #finance
- [youtube_createwithpennies#57044bbf] How I made a full time living with content creation for 5 years
- [youtube_createwithpennies#350a1064] 3 Side Hustles That Actually Worked For Me
- [youtube_createwithpennies#f5a9fbc1] 5 things worth the money as a business owner
- [youtube_createwithpennies#a864e05b] July Content Creator Income
- [youtube_createwithpennies#89c23ce7] This Is The Reason I Have A Rental Property
- [youtube_createwithpennies#ed6a6d15] Tracking My Business Expenses In Seconds

## Provenance
Every inferred field below carries how it was produced. Facts stay facts; inferences stay inferences.

- audience.description: source_type=ai_inferred, confidence=0.75, freshness_days=78, method=llm_persona_from_recent_content
- audience.roles: source_type=ai_inferred, confidence=0.75, freshness_days=78, method=llm_persona_from_recent_content
- audience.seniority: source_type=ai_inferred, confidence=0.75, freshness_days=78, method=llm_persona_from_recent_content
- commercial.audience_buyer_fit: source_type=ai_inferred, confidence=0.6, freshness_days=48, method=llm_scorer — Relative signal within Koinon indexing, not a market-wide score.
- commercial.promotion_intent: source_type=ai_inferred, confidence=0.6, freshness_days=48, method=llm_scorer
- quality.anomaly_flags: source_type=heuristic, confidence=0.5, freshness_days=54, method=profile_snapshot_and_engagement_ratio_heuristic — Means "worth a manual check", NOT confirmed fraud. Flags can be wrong and are not a verdict about the person.
- quality.authenticity_score: source_type=heuristic, confidence=0.25, freshness_days=48, method=Profile-shape heuristic from a single snapshot (follower count, following ratio, account age, posting volume, verification), reduced for engagement red flags where post engagement was collected. Where only a follower count is available the score saturates at 58. — The input set differs by platform; do not compare this score across platforms.
- quality.koinon_bd_grade: source_type=ai_inferred, confidence=0.5, freshness_days=54, method=llm_partner_fit_classifier + fit_score >= 0.6 AND authenticity >= 60 => A; fit_score >= 0.4 AND authenticity >= 45 => B; else C. authenticity < 30 or a promotional-pattern flag => quarantine. — Koinon partner-outreach fit, not creator quality.
- reach.followers: source_type=observed, confidence=0.95, freshness_days=54, method=platform_profile

## Freshness
- profile_checked_days_ago: 54
- content_analysed_days_ago: 48
- audience_updated_days_ago: 78

## AI retrieval
- indexing_requests: 6
- user_triggered_requests: 0
- note: Being indexed in bulk is not the same as being retrieved to answer a question.

## This profile
- Claim or correct: https://koinonlink.com/claim?k=youtube_createwithpennies
- Request removal: https://koinonlink.com/claim?k=youtube_createwithpennies
- Terms: https://koinonlink.com/for-ai