# MoneyLover - Expense Manager, Budget Planner (@MoneyLoverApp) on youtube

- id: koinon:creator:youtube_moneyloverapp
- url: https://koinonlink.com/kol/youtube/MoneyLoverApp
- schema_version: 1.4

## Identity
- platform: youtube
- handle: MoneyLoverApp
- platform_url: https://www.youtube.com/@MoneyLoverApp
- entity_type: creator
- person_id: Cross-platform identity not resolved for this creator.

## Reach
- followers: 8200
- posts_observed: 1
- verified: false
- size_tier: nano

## Engagement
- status: not_collected
- status_note: Engagement has not been collected for this creator yet. This is a gap in our collection, NOT a statement that the creator has no engagement. Follower count is known, so it is measurable.
- unit_note: engagement_rate and peak_post_engagement_rate are ratios (0-1); avg_interactions_per_post and best_post_interactions are absolute counts. Read status before reading any number: a null rate has several different causes and status says which one applies here.

## Content
- category: software
- subcategory: app
- category_confidence: 0.9
- category_source: derived_from_discovery_path
- topics: App功能教程, 新功能更新, 预算与记账技巧, 收据扫描与银行链接, 免费版vs高级版对比
- bio: MoneyLover is a powerful yet simple app for managing your personal finance, i.e. your income, cash, spending, expenses, ...

## Audience (inferred)
- status: present
- description: Individual finance app users, primarily everyday consumers focused on daily expense tracking, budget management, and spending monitoring
- roles: consumer
- seniority: consumer
- pain_points: Manual daily expense tracking is cumbersome, Setting and sticking to budgets is difficult, Inconvenient multi-currency exchange rate management, Confusion between free and premium version features
- posts_analysed: 13
- confidence: 0.4

## Commercial (inferred)
- audience_buyer_fit: 0.6
- promotion_intent: 0.8
- open_to_collaboration: false
- contact: Koinon does not publish creator contact details.

## Quality signals
- authenticity_score: 43
- authenticity_basis: profile_shape_only
- credibility_score: 43
- flagged_for_review: false
- koinon_bd_grade: C — measures Koinon partner-outreach fit, not creator quality
- interpretation: Signals for triage, not verdicts. A flag means the profile is worth a manual check.

## Evidence
- [youtube_moneyloverapp#3f17ca75] Add transactions with AI #moneylover Sign up for early access: https://forms.gle/L89GbcYu1UUT93xFA (https://www.youtube.com/@MoneyLoverApp)
- [youtube_moneyloverapp#c9c47164] Tap, add, done!😌 #moneylover #widget #ios #budgeting #moneytips
- [youtube_moneyloverapp#1f3fcb76] What if saving money was actually... EASY?   #moneylover #spendingtracker  #moneytips
- [youtube_moneyloverapp#d03b0fed] Cách tạo Ngân sách trong ứng dụng Money Lover
- [youtube_moneyloverapp#1f166f12] How to setup PIN code, FaceID or Finger Print on Money Lover?
- [youtube_moneyloverapp#5fcd9f35] Introduce new update: Copy Category
- [youtube_moneyloverapp#12748547] How to change Belarus currency (android)
- [youtube_moneyloverapp#67e32d65] How to change Belarus currency

## Provenance
Every inferred field below carries how it was produced. Facts stay facts; inferences stay inferences.

- audience.description: source_type=ai_inferred, confidence=0.4, freshness_days=59, method=llm_persona_from_recent_content
- audience.roles: source_type=ai_inferred, confidence=0.4, freshness_days=59, method=llm_persona_from_recent_content
- audience.seniority: source_type=ai_inferred, confidence=0.4, freshness_days=59, method=llm_persona_from_recent_content
- commercial.audience_buyer_fit: source_type=ai_inferred, confidence=0.6, freshness_days=61, method=llm_scorer — Relative signal within Koinon indexing, not a market-wide score.
- commercial.promotion_intent: source_type=ai_inferred, confidence=0.6, freshness_days=61, method=llm_scorer
- quality.anomaly_flags: source_type=heuristic, confidence=0.5, freshness_days=91, method=profile_snapshot_and_engagement_ratio_heuristic — Means "worth a manual check", NOT confirmed fraud. Flags can be wrong and are not a verdict about the person.
- quality.authenticity_score: source_type=heuristic, confidence=0.25, freshness_days=61, method=Profile-shape heuristic from a single snapshot (follower count, following ratio, account age, posting volume, verification), reduced for engagement red flags where post engagement was collected. Where only a follower count is available the score saturates at 58. — The input set differs by platform; do not compare this score across platforms.
- quality.koinon_bd_grade: source_type=ai_inferred, confidence=0.5, freshness_days=91, method=llm_partner_fit_classifier + fit_score >= 0.6 AND authenticity >= 60 => A; fit_score >= 0.4 AND authenticity >= 45 => B; else C. authenticity < 30 or a promotional-pattern flag => quarantine. — Koinon partner-outreach fit, not creator quality.
- reach.followers: source_type=observed, confidence=0.95, freshness_days=91, method=platform_profile

## Freshness
- profile_checked_days_ago: 91
- content_analysed_days_ago: 61
- audience_updated_days_ago: 59

## AI retrieval
- indexing_requests: 7
- user_triggered_requests: 0
- note: Being indexed in bulk is not the same as being retrieved to answer a question.

## This profile
- Claim or correct: https://koinonlink.com/claim?k=youtube_moneyloverapp
- Request removal: https://koinonlink.com/claim?k=youtube_moneyloverapp
- Terms: https://koinonlink.com/for-ai